Now processing $12B+ annually

Payments infrastructure built for scale

Instant transfers, multi-currency support, and embedded finance APIs. Move money globally with enterprise-grade security and sub-200ms latency.

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PCI DSS Level 1

SOC 2 Type II

GDPR Compliant

256-bit TLS

FCA Regulated

FDIC Insured

$12B+

Processed annually

150+

Currencies supported

99.99%

Uptime SLA

<200ms

Average latency

Everything you need to move money

From payment processing to fraud prevention, our platform handles the complexity so you can focus on growth.

⚡

Instant Payments

Process payments in real-time across 150+ currencies with sub-200ms settlement.

🛡️

Fraud Detection

AI-powered fraud engine analyzing 500+ signals per transaction in real-time.

📊

Merchant Dashboard

Full visibility into transactions, settlements, chargebacks, and revenue analytics.

🔌

Embedded Finance APIs

Launch financial products in your app with our RESTful APIs and SDKs.

Developer-first APIs

Integrate payments in minutes with our RESTful APIs, webhooks, and SDKs for Python, Node.js, Go, and more.

✓Idempotent requests
✓Webhook event streaming
✓Sandbox environment
✓Rate limit: 10K req/s

POST /v1/payments

curl -X POST https://api.novapay.io/v1/payments \
  -H "Authorization: Bearer sk_live_..." \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 5000,
    "currency": "USD",
    "recipient": "acct_merchant_123",
    "description": "Order #4521",
    "metadata": {
      "order_id": "4521"
    }
  }'

{ "id": "pay_9x8f7...", "status": "completed", "settled_in_ms": 142 }

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